CACC:NGS-Credit Acceptance Corporation

EQUITY | Credit Services | Nasdaq Global Select

Last Closing

USD 486.59

Change

0.00 (0.00)%

Market Cap

USD 3.99B

Volume

0.06M

Analyst Target

USD 425.67
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Credit Acceptance Corp is a financing company. The Company offers automobile dealers financing programs that enable them to sell vehicles to consumers regardless of their credit history.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2019-06-16 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
PYPL PayPal Holdings Inc

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SOFI SoFi Technologies Inc.

+0.16 (+2.22%)

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FCFS FirstCash Inc

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USD 5.19B
SLMBP SLM Corp Pb Pref

+0.07 (+0.09%)

USD 5.00B
SLM SLM Corp

+0.46 (+2.18%)

USD 4.76B
QFIN 360 Finance Inc

-0.31 (-1.67%)

USD 3.01B
UPST Upstart Holdings Inc

+1.59 (+5.98%)

USD 2.06B
NAVI Navient Corp

+0.16 (+0.94%)

USD 1.90B
OCSL Oaktree Specialty Lending Corp

+0.09 (+0.46%)

USD 1.52B
PRAA PRA Group Inc

+0.79 (+3.13%)

USD 0.99B

ETFs Containing CACC

QSY 0.00 % 0.38 %

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Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 27.46% 61% D- 80% B-
Dividend Return N/A N/A N/A N/A F
Total Return 27.46% 61% D- 79% B-
Trailing 12 Months  
Capital Gain 34.73% 87% B+ 92% A
Dividend Return N/A N/A N/A N/A F
Total Return 34.73% 87% B+ 92% A
Trailing 5 Years  
Capital Gain 288.34% 100% F 95% A
Dividend Return N/A N/A N/A N/A F
Total Return 288.34% 100% F 95% A
Average Annual (5 Year Horizon)  
Capital Gain 32.55% 100% F 89% A-
Dividend Return 32.55% 100% F 89% A-
Total Return N/A N/A N/A N/A F
Risk Return Profile  
Volatility (Standard Deviation) 30.53% 43% F 42% F
Risk Adjusted Return 106.61% 100% F 92% A
Market Capitalization 3.99B 94% A 94% A

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.30 35% 28%
Price/Book Ratio 4.70 23% 22%
Price / Cash Flow Ratio 3.44 16% 27%
Price/Free Cash Flow Ratio 13.76 17% 32%
Management Effectiveness  
Return on Equity 30.94% 90% 90%
Return on Invested Capital 16.40% 71% 82%
Return on Assets 9.61% 87% 88%
Debt to Equity Ratio 200.00% 28% 10%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.