CFG:NYE-Citizens Financial Group Inc.

EQUITY | Banks | New York Stock Exchange

Last Closing

USD 34.38

Change

-0.59 (-1.69)%

Market Cap

USD 16.42B

Volume

1.63M

Analyst Target

USD 41.70
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Citizens Financial Group Inc is a bank holding company. The Company through its subsidiaries, provides retail and commercial banking products and services. Its business segments are Consumer Banking and Commercial Banking.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2019-06-17 )

Largest Industry Peers for Banks

ETFs Containing CFG

RUBY:CA RBC U.S. Banks Yield Inde.. 6.85 % 0.33 %

+0.03 (+0.96%)

CAD 0.01B
HUBL:CA Harvest US Bank Leaders I.. 6.70 % 1.57 %

+0.11 (+0.96%)

CAD 0.11B
CALL-U:CA Evolve US Banks Enhanced .. 6.19 % 0.00 %

+0.13 (+0.96%)

N/A
ZBK:CA BMO Equal Weight US Banks.. 6.12 % 0.37 %

+0.51 (+0.96%)

CAD 0.72B
KBE SPDR® S&P Bank ETF 1.87 % 0.35 %

+1.46 (+0.96%)

USD 1.69B
FBU:CA 0.00 % 0.84 %

N/A

N/A
IAT iShares U.S. Regional Ban.. 0.00 % 0.42 %

+1.31 (+0.96%)

USD 0.69B
KRE SPDR® S&P Regional Banki.. 0.00 % 0.35 %

+1.78 (+0.96%)

USD 2.78B
ZWK:CA BMO Covered Call US Banks.. 0.00 % 0.00 %

+0.24 (+0.96%)

CAD 0.34B
HUBL-U:CA Harvest US Bank Leaders I.. 0.00 % 0.00 %

+0.12 (+0.96%)

N/A
WDRW 0.00 % 0.99 %

N/A

N/A
CALL:CA Evolve US Banks Enhanced .. 0.00 % 0.68 %

+0.09 (+0.96%)

CAD 4.71M
RUBY-U:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.00 %

N/A

N/A
TPHG:LSE Amundi Index Solutions - .. 0.00 % 0.00 %

-43.00 (0.96%)

USD 7.41M
TPHU:LSE Amundi Japan Topix UCITS .. 0.00 % 0.00 %

-0.42 (0.96%)

USD 0.03B
TPXG:LSE Amundi Index Solutions - .. 0.00 % 0.00 %

-15.50 (0.96%)

USD 25.15B
TPXU:LSE Amundi Index Solutions - .. 0.00 % 0.00 %

-0.30 (0.96%)

USD 25.15B
JHCB John Hancock Exchange-Tra.. 0.00 % 0.00 %

+0.10 (+0.96%)

USD 0.04B
JHMB John Hancock Exchange-Tra.. 0.00 % 0.00 %

+0.04 (+0.96%)

USD 0.04B

Market Performance

  Market Performance vs. Industry/Classification (Banks) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 15.64% 86% B+ 70% C-
Dividend Return 2.15% 42% F 64% D
Total Return 17.79% 83% B 71% C-
Trailing 12 Months  
Capital Gain -17.55% 23% F 23% F
Dividend Return 2.83% 27% F 46% F
Total Return -14.72% 23% F 23% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A F
Dividend Return N/A N/A N/A N/A F
Total Return N/A N/A N/A N/A F
Average Annual (5 Year Horizon)  
Capital Gain 13.33% 87% B+ 86% B+
Dividend Return 15.28% 86% B+ 86% B+
Total Return 1.95% 23% F 39% F
Risk Return Profile  
Volatility (Standard Deviation) 29.92% 13% F 17% F
Risk Adjusted Return 51.06% 40% F 60% D-
Market Capitalization 16.42B 77% C+ 90% A-

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 17.30 66% 60%
Price/Book Ratio 0.79 73% 81%
Price / Cash Flow Ratio 2.36 28% 51%
Price/Free Cash Flow Ratio 24.56 9% 21%
Management Effectiveness  
Return on Equity 8.53% 37% 54%
Return on Invested Capital N/A N/A N/A
Return on Assets 1.11% 59% 37%
Debt to Equity Ratio 69.00% 73% 52%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.