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FN:CA:TSX-First National Financial Corporation

EQUITY | Specialty Finance | Toronto Stock Exchange

Last Closing

CAD 31.7

Change

+0.08 (+0.25)%

Market Cap

CAD 1.49B

Volume

0.02M

Analyst Target

CAD 30.60
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

First National Financial Corp. is a Canadian-based originator, underwriter and servicer of predominantly prime single family residential and multi-unit residential & commercial mortgages.

Company Website : http://www.firstnational.ca

Currency: CAD

Country : Canada

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2019-07-15 )

Largest Industry Peers for Specialty Finance

ETFs Containing FN:CA

N/A

Market Performance

  Market Performance vs. Industry/Classification (Specialty Finance) Market Performance vs. Exchange (Toronto Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 15.44% 70% C- 70% C-
Dividend Return 3.46% 43% F 90% A-
Total Return 18.90% 70% C- 76% C+
Trailing 12 Months  
Capital Gain 10.61% 80% B- 85% B
Dividend Return 6.57% 43% F 93% A
Total Return 17.18% 80% B- 88% B+
Trailing 5 Years  
Capital Gain 37.83% 89% A- 79% B-
Dividend Return 37.14% 38% F 93% A
Total Return 74.96% 89% A- 86% B+
Average Annual (5 Year Horizon)  
Capital Gain 8.70% 100% F 77% C+
Dividend Return 15.59% 100% F 85% B
Total Return 6.90% 94% A 96% N/A
Risk Return Profile  
Volatility (Standard Deviation) 20.89% 10% F 44% F
Risk Adjusted Return 74.60% 63% D 80% B-
Market Capitalization 1.49B 100% F 84% B

Key Financial Ratios

  Ratio vs. Industry/Classification (Specialty Finance) Ratio vs. Market (Toronto Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 8.90 70% 70%
Price/Book Ratio 4.54 10% 14%
Price / Cash Flow Ratio 0.00 56% 75%
Price/Free Cash Flow Ratio 0.00 56% 62%
Management Effectiveness  
Return on Equity 28.82% 100% 97%
Return on Invested Capital N/A N/A N/A
Return on Assets 0.44% 20% 40%
Debt to Equity Ratio 7,325.72% 11% 0%

Annual Financials (CAD)

Quarterly Financials (CAD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Negative free cash flow

The company had negative total free cash flow in the most recent four quarters.