HCG:CA:TSX-Home Capital Group Inc.

EQUITY | Banks | Toronto Stock Exchange

Last Closing

CAD 16.56

Change

0.00 (0.00)%

Market Cap

CAD 1.76B

Volume

0.16M

Analyst Target

CAD 19.13
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Home Capital Group Inc operates through its federally regulated subsidiary, Home Trust Company. It offers residential & non-residential mortgage lending, securitization of insured residential mortgage products, consumer lending & credit card products.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2019-01-12 )

Largest Industry Peers for Banks

Symbol Name Price(Change) Market Cap
RY:CA Royal Bank of Canada

+0.57 (+0.59%)

CAD 140.80B
TD:CA Toronto-Dominion Bank (The)

+1.30 (+1.88%)

CAD 129.64B
BNS:CA Bank of Nova Scotia (The)

+0.70 (+0.98%)

CAD 88.68B
BMO:CA Bank of Montreal

+1.27 (+1.36%)

CAD 60.67B
CM:CA Canadian Imperial Bank Of Comm..

+1.12 (+1.05%)

CAD 47.80B
NA:CA National Bank of Canada

+0.54 (+0.91%)

CAD 20.09B
CWB:CA Canadian Western Bank

-0.14 (-0.48%)

CAD 2.60B
LB:CA Laurentian Bank of Canada

-0.71 (-1.61%)

CAD 1.82B
FN:CA First National Financial Corpo..

+0.03 (+0.10%)

CAD 1.72B
EQB:CA Equitable Group Inc.

+1.87 (+2.88%)

CAD 1.11B

ETFs Containing HCG:CA

N/A

Market Performance

  Market Performance vs. Industry/Classification (Banks) Market Performance vs. Exchange (Toronto Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 15.00% 98% A+ 93% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 15.00% 98% A+ 93% A
Trailing 12 Months  
Capital Gain 4.88% 99% A+ 91% A-
Dividend Return N/A N/A N/A N/A N/A
Total Return 4.88% 92% A- 88% B+
Trailing 5 Years  
Capital Gain -57.94% 11% F 16% F
Dividend Return 7.16% 6% F 14% F
Total Return -50.77% 8% F 16% F
Average Annual (5 Year Horizon)  
Capital Gain -20.00% 2% F 5% F
Dividend Return -18.33% 1% F 5% F
Total Return 1.68% 10% F 33% F
Risk Return Profile  
Volatility (Standard Deviation) 28.27% 4% F 25% F
Risk Adjusted Return -64.82% 1% F 5% F
Market Capitalization 1.76B 90% A- 87% B+

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks) Ratio vs. Market (Toronto Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 6.90 25% F 35% F
Price/Book Ratio 0.71 39% F 70% C-
Price / Cash Flow Ratio -0.22 85% B 78% C+
Price/Free Cash Flow Ratio -0.89 86% B 63% D
Management Effectiveness  
Return on Equity 6.84% 9% F 50% F
Return on Invested Capital N/A N/A N/A N/A N/A
Return on Assets 0.72% 27% F 44% F
Debt to Equity Ratio 124.50% 10% F 27% F

Annual Financials (CAD)

Quarterly Financials (CAD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Negative free cash flow

The company had negative total free cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.