ORI:NYE-Old Republic International Corporation

EQUITY | Insurance - Diversified | New York Stock Exchange

Last Closing

USD 22.99

Change

-0.21 (-0.91)%

Market Cap

USD 4.73B

Volume

1.63M

Analyst Target

USD 24.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Old Republic International Corporation is engaged in insurance underwriting and related services. It conducts its operations through General Insurance, Title Insurance, and the Republic Financial Indemnity and consumer credit indemnity Run-off Business.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2019-07-15 )

Largest Industry Peers for Insurance - Diversified

Symbol Name Price(Change) Market Cap
BRK-B Berkshire Hathaway Inc

-2.79 (-0.68%)

USD 882.62B
BRK-A Berkshire Hathaway Inc

-1,755.00 (-0.29%)

USD 882.62B
AIG American International Group I..

+0.04 (+0.05%)

USD 50.51B
SLF Sun Life Financial Inc.

-0.15 (-0.29%)

USD 31.28B
EQH Axa Equitable Holdings Inc

+0.80 (+2.15%)

USD 12.00B
AEG Aegon NV ADR

-0.07 (-1.13%)

USD 10.92B
ATH-PA Athene Holding Ltd

-0.06 (-0.25%)

USD 7.39B
TPDKY Topdanmark AS

N/A

USD 3.94B
FIHL Fidelis Insurance Holdings Lim..

-0.14 (-0.71%)

USD 1.50B
WDH Waterdrop Inc ADR

+0.01 (+0.84%)

USD 0.47B

ETFs Containing ORI

LBAY Tidal ETF Trust - Leather.. 4.52 % 0.00 %

-0.07 (0%)

USD 0.04B
UDI USCF ETF Trust 3.85 % 0.00 %

+0.09 (+0%)

USD 5.76M
MVE:AU VanEck Vectors Australian.. 3.02 % 0.00 %

-0.06 (0%)

USD 0.27B
KIE SPDR® S&P Insurance ETF 2.22 % 0.35 %

-0.08 (0%)

USD 0.71B
TMDV 1.69 % 0.00 %

N/A

N/A
XMLV Invesco S&P MidCap Low Vo.. 1.44 % 0.25 %

+0.13 (+0%)

USD 0.78B
MVW:AU VanEck Vectors Australian.. 1.39 % 0.00 %

+0.21 (+0%)

USD 2.27B
CUD.A:CA 0.00 % 1.48 %

N/A

N/A
DTN 0.00 % 0.38 %

N/A

N/A
USVM VictoryShares US Small Mi.. 0.00 % 0.25 %

+0.02 (+0%)

USD 0.22B
DDIV First Trust RBA Quality I.. 0.00 % 0.69 %

+0.11 (+0%)

USD 0.04B
DVOL First Trust Dorsey Wright.. 0.00 % 0.60 %

+0.12 (+0%)

USD 0.05B
SCIX 0.00 % 0.38 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Diversified) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 11.76% 38% F 47% F
Dividend Return 1.94% 67% D+ 60% D-
Total Return 13.71% 38% F 47% F
Trailing 12 Months  
Capital Gain 14.78% 92% A 86% B+
Dividend Return 3.94% 67% D+ 68% D+
Total Return 18.72% 92% A 87% B+
Trailing 5 Years  
Capital Gain 38.16% 50% F 76% C+
Dividend Return 28.82% 100% F 85% B
Total Return 66.98% 70% C- 82% B
Average Annual (5 Year Horizon)  
Capital Gain 9.64% 74% C 65% D
Dividend Return 15.13% 95% A 70% C-
Total Return 5.50% 92% A 86% B+
Risk Return Profile  
Volatility (Standard Deviation) 9.33% 74% C 87% B+
Risk Adjusted Return 162.18% 100% F 99% N/A
Market Capitalization 4.73B 41% F 80% B-

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Diversified) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.00 75% 86%
Price/Book Ratio 1.21 41% 62%
Price / Cash Flow Ratio 0.00 88% 83%
Price/Free Cash Flow Ratio 0.00 88% 80%
Management Effectiveness  
Return on Equity 14.54% 94% 77%
Return on Invested Capital N/A N/A N/A
Return on Assets 3.19% 88% 56%
Debt to Equity Ratio 19.07% 88% 84%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Negative free cash flow

The company had negative total free cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector