ducovest

PB:NYE-Prosperity Bancshares Inc.

EQUITY | Banks | New York Stock Exchange

Last Closing

USD 69.87

Change

+1.82 (+2.67)%

Market Cap

USD 4.56B

Volume

0.42M

Analyst Target

USD 68.90
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Prosperity Bancshares Inc, operates as the financial holding company for Prosperity Bank. The Bank provides financial products and services to small and medium-sized businesses and consumers.

Company Website : https://www.prosperitybankusa.com

Currency: USD

Country : USA

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2019-01-16 )

Largest Industry Peers for Banks

ETFs Containing PB

JKL 0.00 % 0.30 %

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Market Performance

  Market Performance vs. Industry/Classification (Banks) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 12.15% 87% B+ 84% B
Dividend Return N/A N/A N/A N/A F
Total Return 12.15% 87% B+ 84% B
Trailing 12 Months  
Capital Gain -5.67% 60% D- 63% D
Dividend Return 2.01% 18% F 38% F
Total Return -3.66% 50% F 58% F
Trailing 5 Years  
Capital Gain 12.86% 53% F 64% D
Dividend Return 10.05% 19% F 34% F
Total Return 22.90% 28% F 53% F
Average Annual (5 Year Horizon)  
Capital Gain 6.68% 71% C- 70% C-
Dividend Return 8.85% 69% C- 69% C-
Total Return 2.17% 23% F 43% F
Risk Return Profile  
Volatility (Standard Deviation) 23.85% 23% F 27% F
Risk Adjusted Return 37.09% 27% F 47% F
Market Capitalization 4.56B 50% F 79% B-

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 16.60 29% 40%
Price/Book Ratio 1.24 41% 55%
Price / Cash Flow Ratio 4.50 8% 25%
Price/Free Cash Flow Ratio 19.09 8% 29%
Management Effectiveness  
Return on Equity 7.82% 34% 48%
Return on Invested Capital N/A N/A N/A
Return on Assets 1.35% 80% 39%
Debt to Equity Ratio 26.00% 86% 80%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.