SYF:NYE-Synchrony Financial

EQUITY | Credit Services | New York Stock Exchange

Last Closing

USD 31.83

Change

0.00 (0.00)%

Market Cap

USD 28.29B

Volume

6.75M

Analyst Target

USD 36.89
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Synchrony Financial provides credit products through programs established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2019-03-24 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
V Visa Inc. Class A

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USD 569.26B
MA Mastercard Inc

-5.46 (-1.19%)

USD 443.90B
AXP American Express Company

-0.17 (-0.08%)

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COF Capital One Financial Corporat..

+4.86 (+3.55%)

USD 54.59B
DFS Discover Financial Services

+4.38 (+3.65%)

USD 30.13B
ALLY Ally Financial Inc

+2.44 (+6.73%)

USD 11.80B
OBDC Blue Owl Capital Corporation

+0.10 (+0.65%)

USD 5.88B
OMF OneMain Holdings Inc

+0.66 (+1.40%)

USD 5.78B
WU Western Union Co

+0.13 (+1.02%)

USD 4.61B
LU Lufax Holding Ltd

+0.11 (+2.64%)

USD 3.52B

ETFs Containing SYF

XAXD:SW Xtrackers MSCI AC Asia ex.. 5.48 % 0.00 %

+0.38 (+-0.40%)

USD 0.33B
HAPY Harbor Corporate Culture .. 1.45 % 0.00 %

-0.08 (-0.40%)

USD 0.01B
WTV WisdomTree Trust - Wisdom.. 1.03 % 0.00 %

-0.15 (-0.40%)

USD 0.26B
FWDD 0.00 % 1.25 %

N/A

N/A
KORP American Century Diversif.. 0.00 % 0.45 %

-0.10 (-0.40%)

USD 0.26B
BFIN:CA Brompton North American F.. 0.00 % 0.96 %

+0.13 (+-0.40%)

CAD 0.05B
XAXD:LSE Xtrackers - MSCI AC Asia .. 0.00 % 0.00 %

+0.55 (+-0.40%)

USD 0.32B
XAXJ:LSE Xtrackers MSCI AC Asia ex.. 0.00 % 0.00 %

+40.50 (+-0.40%)

USD 0.32B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 35.68% 98% N/A 95% A
Dividend Return 0.90% 45% F 51% F
Total Return 36.57% 98% N/A 95% A
Trailing 12 Months  
Capital Gain -2.09% 53% F 45% F
Dividend Return 2.40% 50% F 40% F
Total Return 0.31% 47% F 43% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A F
Dividend Return N/A N/A N/A N/A F
Total Return N/A N/A N/A N/A F
Average Annual (5 Year Horizon)  
Capital Gain 2.47% 54% F 59% D-
Dividend Return 3.53% 29% F 43% F
Total Return 1.06% 24% F 22% F
Risk Return Profile  
Volatility (Standard Deviation) 17.29% 57% F 42% F
Risk Adjusted Return 20.42% 29% F 36% F
Market Capitalization 28.29B 88% B+ 93% A

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.60 45% 63%
Price/Book Ratio 1.63 41% 45%
Price / Cash Flow Ratio 0.64 42% 83%
Price/Free Cash Flow Ratio 2.50 40% 73%
Management Effectiveness  
Return on Equity 19.41% 66% 81%
Return on Invested Capital N/A N/A N/A
Return on Assets 2.75% 58% 53%
Debt to Equity Ratio 157.25% 53% 23%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.