WAFD:NGS-Washington Federal Inc.

EQUITY | Savings & Cooperative Banks | Nasdaq Global Select

Last Closing

USD 34.6

Change

-0.84 (-2.37)%

Market Cap

USD 2.95B

Volume

0.53M

Analyst Target

USD 33.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Washington Federal Inc is a bank holding company operating through its subsidiaries. Its activity includes accepting deposits & lending out loans of various types. The Bank is also engaged in real estate investment & insurance brokerage activities.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2019-07-15 )

Largest Industry Peers for Savings & Cooperative Banks

ETFs Containing WAFD

N/A

Market Performance

  Market Performance vs. Industry/Classification (Savings & Cooperative Banks) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 29.54% 86% B+ 77% C+
Dividend Return 1.50% 69% C- 58% F
Total Return 31.04% 86% B+ 77% C+
Trailing 12 Months  
Capital Gain 5.65% 91% A- 75% C
Dividend Return 2.32% 69% C- 57% F
Total Return 7.97% 91% A- 76% C+
Trailing 5 Years  
Capital Gain 60.26% 61% D- 71% C-
Dividend Return 13.56% 58% F 59% D-
Total Return 73.82% 63% D 72% C
Average Annual (5 Year Horizon)  
Capital Gain 10.90% 46% F 67% D+
Dividend Return 13.10% 46% F 68% D+
Total Return 2.21% 56% F 55% F
Risk Return Profile  
Volatility (Standard Deviation) 19.37% 42% F 64% D
Risk Adjusted Return 67.66% 40% F 83% B
Market Capitalization 2.95B 98% N/A 84% B

Key Financial Ratios

  Ratio vs. Industry/Classification (Savings & Cooperative Banks) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 18.00 70% 68%
Price/Book Ratio 1.39 25% 61%
Price / Cash Flow Ratio 0.00 64% 79%
Price/Free Cash Flow Ratio 0.00 64% 77%
Management Effectiveness  
Return on Equity 10.37% 77% 71%
Return on Invested Capital N/A N/A N/A
Return on Assets 1.29% 80% 55%
Debt to Equity Ratio 32.55% 47% 54%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Negative free cash flow

The company had negative total free cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector